Privacy Policy

Overview of Money Savvy Generation's Privacy Policy
Money Savvy Generation recognizes that maintaining the privacy of your personal information is important. Below, we explain how we may collect such personal information, how we use it and the disclosure practices regarding the personal information we may collect.

Information That Is Personally Identifiable
Our online sales process requests certain contact information from you. We collect information that is personally identifiable through this registration to obtain our Services, or to complete transactions initiated by you that may be available through Money Savvy Generation. When you register, you must enter contact information - your name, address, telephone number, email address and job function. You may be required to provide additional information to obtain our Services, or to complete transactions initiated by you. Money Savvy Generation does not collect personally identifiable information except when such individuals specifically provide such information on a voluntary basis. Your access to and use of the Money Savvy Generation website or Services constitutes information voluntarily given.

Money Savvy Generation will not utilize the individually identifiable information provided by you other than (i) for purposes of registration and providing Services and (ii) in an aggregate format so that individually identifiable information is not used by any other third party. We use contact information from the registration format to send you information about Money Savvy Generation and when otherwise necessary. Such information may also be used to assess your satisfaction with and to obtain feedback regarding the Service we provide and to tailor the visitor’s experience while visiting our website. We may use the contact information we collect to provide, by means other than email, information or offers which we believe will be of value to you and your employees.

Finally, the information we collect will be maintained in a file that we may need to review in a variety of other circumstances such as: enforcing Money Savvy Generation's Terms of Use; analyzing and understanding our customers and their needs; notifying visitors about updates, new products or special offers from Money Savvy Generation or our suppliers and partners; assisting our suppliers and partners in targeting updates, new products or special offers to you through Money Savvy Generation; and, for the administration and provision of Services.

By using the Service, you consent to the aforementioned uses of such information and the provision of information to service providers that facilitate the Service, all in accordance with this Privacy Policy.

Aggregate Information
Subject to the other terms of our Privacy Policy, we may aggregate (i.e. assemble on a basis that does not enable one to personally identify you) the data that is acquired under or in connection with this site, including, without limitation, Services requested and purchased by you. Aggregated data may be used by Money Savvy Generation to improve our Service and for marketing purposes, and may be shared with and used by advertisers and other third parties. If we provide aggregated data to third parties, particular personal information will not be individually identifiable in the aggregated data.

Your use of the Service constitutes your consent to the use of such data on an aggregated basis.

Boundaries on Use of Information
Any and all of your personally identifiable information collected at this site by Money Savvy Generation will be kept confidential and will not be sold, rented, leased, loaned, traded or otherwise disclosed, except as stated above or as otherwise required by law.

Employee Training on Privacy Policy
Money Savvy Generation trains its employees on its privacy procedures and has designated an individual to be responsible for ensuring that these procedures are followed.

Policy on Children’s Use
The Money Savvy Generation website is directed at persons over the age of 13 and we do not knowingly collect personal information from or about children under the age of 13.

Cookies
Like most other websites, Money Savvy Generation servers may automatically track certain information about activity on our website. This information allows us to keep our website running efficiently. This information includes: the browser being used (such as Netscape, Internet Explorer, etc.); your operating system (such as Macintosh, Windows 98, etc.); your IP address; and the referring URL and all company URL’s you visit. We use your IP address to help diagnose problems with our server, and to administer our website, but your IP address is not connected to information that is personally identifiable.

In addition, Money Savvy Generation may use “cookies” on certain pages of our website to automatically collect information from a visitor to our website and transfer this information to the visitor’s hard drive. Cookies help recognize repeat visitors, allowing communication of a personalized welcome message and tailoring of content to match particular interests. We may use outside advertising companies to display advertisements on our site. These advertisements may also contain cookies. Some customer data may be shared with the advertising affiliates on an aggregated basis in accordance with the other terms of this Privacy Policy. Because cookies are stored on your hard drive, not on our website, you are always free to set your browser to decline cookies and you can delete them from your computer. If you do so, you will still be able to access our website, but you may find that some areas do not work as smoothly as when cookies are enabled on your system.

Other Use
It is possible that Money Savvy Generation, its business and/or assets, its present or future subsidiaries, joint ventures or any combination of such, could merge with or be acquired in one or more types of transactions by another business entity or entities. Should such transaction(s) occur, you should expect that Money Savvy Generation would share some or all of your information in order to, among other things, facilitate continuation of one or more services similar to all or a portion of the Service. Notice of such an event (to the extent that it takes place) will be posted on this website and we will require that the new combined entity adhere to the practices disclosed in this Privacy Policy.

Disclosure for Legal Purposes
Given the government’s current interest in Internet regulation, you hereby authorize us to disclose information pursuant to judicial and administrative proceedings, and in connection with law enforcement activities and as otherwise may be permitted by law, to law enforcement or government agencies if we believe the disclosure is necessary or appropriate. You also authorize us to disclose information if we believe the disclosure is necessary or appropriate in the event of an investigation of improper or illegal conduct in connection with our website, such as fraud, misrepresentation, intellectual-property infringement, or other activity that may put us at risk for liability. We will, whenever we believe reasonably possible, use our reasonable efforts to inform you whose information may be so revealed.

Other Parties and Your Information
This policy only relates to Money Savvy Generation’s collection and use of your information, except as otherwise provided. We are not responsible for the privacy policies and practices of promotional affiliates or other third parties to which we may provide links. Money Savvy Generation does not have control over the privacy policies applied by any other party that you may disclose information to when linking to or from our website. If you would like information on any other party’s privacy policy, you should contact that party directly, and we encourage you to do so.

Security
Money Savvy Generation employs standard industry measures to protect and ensure the confidentiality of your personally identifiable information, including the use of passwords, firewalls and Secure Socket Layer ("SSL") encryption. To utilize SSL encryption you must utilize a browser that maintains 128bit encryption support. Despite these efforts, we cannot guarantee the security of your information given the current state of the Internet. We also do not undertake to maintain information about you for a duration greater than as provided by law, rule or regulation.

Money Savvy Generation engages technology affiliates that address certain aspects of our security needs as follows:

Physical security of the systems against theft and damage
Software integrity to ensure that only authorized personnel can implement or modify software
Disaster recovery planning processes and systems
Data integrity to check the validity of certain data
Data security administration procedures to ensure proper monitoring and auditing
Money Savvy Generation believes it employs security measures that adequately address its security needs.

Revisions to Privacy Policy
From time to time, Money Savvy Generation may need to change this Privacy Policy because of changes in its business, or in its attempts to serve your needs better, or due to changes in regulations.

How You Can Modify Information, Opt Out or Contact Us
If you would like to opt out from receiving email or other communications, or if you would like to update your personal information, you may notify us by e-mail, telephone, fax, or postal mail by using the contact information below. Money Savvy Generation will use reasonable efforts to promptly resolve any issues.

Money Savvy Generation Contact Information:

E-mail address
Telephone 1-800-413-0073
Fax 1-800-413-0509
Postal mail Money Savvy Generation, Inc.
20701 N Scottsdale Rd
Ste 107-605
Scottsdale, AZ 85255
Attention: Privacy Policy

For more information about protecting your privacy online, we recommend that you visit www.netcoalition.com, and www.privacyalliance.org.